St. Louis

Before You Make an Offer, Here Are 4 Tips for Success!

Dec 12, 2017 |

So, you’ve been searching for that perfect house to call a ‘home,’ and you finally found it! The price is right, and in such a competitive market, you want to make sure that you make a good offer so that you can guarantee that your dream of making this house yours comes true! Freddie Mac covered “4 […more]

What is a Conventional Loan?

Dec 12, 2017 |

Making Sense of the Home Mortgage One thing the mortgage crisis confirmed for me was that mortgages should be left to mortgage professionals.   Among other problems going on during the early part of the 21st century, there were real estate agents trying to work as the agent and the lender in their transaction.   Stupid!   At […more]

5 Games to Keep Guests Entertained Over the Holidays

Dec 6, 2017 |

The holidays are here, which means lots of get-togethers with family and friends. If you’re stumped on how to entertain your crew of party-goers, try one (or all!) of these easy and fun holiday-themed party games. And yes, they are all app-free so you can enjoy them unplugged! Christmas Bingo An oldie, but goodie! Click on […more]

Why Is There So Much Paperwork Required to Get a Mortgage?

Dec 5, 2017 |

Why is there so much paperwork mandated by the lenders for a mortgage loan application when buying a home today? It seems that they need to know everything about you and requires three separate sources to validate each and every entry on the application form. Many buyers are being told by friends and family that the process was […more]

Fantozzi Family Sell and Buy Adventure

Dec 1, 2017 |

Homeowners who have outgrown their first house and are looking for their second house often feel stuck. They don’t even know how to start thinking about selling and buying simultaneously. Should they look at houses first, then get theirs ready to sell? Or is that putting the horse before the cart? One of the most […more]

2 Charts That Show the Truth about Home Affordability

Nov 30, 2017 |

There is a lot of discussion about the current state of housing affordability for both first-time and move-up buyers, and much of the narrative is tarnished with a negative slant. However, the truth is that housing affordability is better today than at almost any time in our history. The naysayers are correct in the fact […more]

St. Louis Neighborhoods Reporting the Biggest Drop in Crime

Nov 29, 2017 |

The 25 St. Louis Neighborhoods Reporting the Biggest Drop in Crime Recently the St. Louis Post Dispatch reported on the top 25 St. Louis neighborhoods who were documenting significant reductions in reported crimes.  This is great news! So many times the national media has only focused on the negative side of things when it comes […more]

How Low Interest Rates Have a High Impact on Your Purchasing Power

Nov 28, 2017 |

How Do Low Interest Rates Have Such a High Impact on Your Purchasing Power? According to Freddie Mac’s latest Primary Mortgage Market Survey, interest rates for a 30-year fixed rate mortgage are currently at 3.92%, which is still near record lows in comparison to recent history! The interest rate you secure when buying a home […more]

Bubble Alert! Is it Getting Too Easy to Get a Mortgage?

Nov 28, 2017 |

There is little doubt that it is easier to get a home mortgage today than it was last year. The Mortgage Credit Availability Index(MCAI), published by the Mortgage Bankers Association, shows that mortgage credit has become more available in each of the last several years. In fact, in just the last year: More buyers are putting less than […more]

My Latest Listing: Victorian Charm @ 401 Carson

Nov 28, 2017 |

When I think of investment properties, exquisite handcrafted details are usually not what comes to mind. But apparently there were different standards in the Victorian era, because when the Tobin family built this house for investment purposes in 1890 (and…